Contractor Price Opinion® (CPO®) Inspections
Bulk Property Inspections & Repair Pricing
Photo-documented property inspections and contractor-grade repair pricing for real estate investors, absentee owners, portfolio managers, and lenders — one property or an entire portfolio, anywhere in Florida, from a licensed Florida general contractor.
FFI Contracting Services, Inc. · Florida Certified Building Contractor CBC1261502 · Woman-owned · Serving Florida since 2008
The Definition
What Is a Contractor Price Opinion® (CPO®)?
A Contractor Price Opinion® (CPO®) is an on-site property inspection and repair cost opinion prepared by a licensed general contractor instead of a real estate agent or appraiser. FFI Contracting Services inspects the property in person, documents its condition and occupancy with photos, and prices the work it finds the way a builder would — at current local labor and material costs.
Every CPO® order is scoped to the decision in front of you: a quick occupancy check, a code-compliance review, a rehab budget, or a full condition-and-repair-cost report. The result is a clear, decision-ready report you can use to bid, budget, fund, manage, or sell an asset.
- Prepared by: FFI Contracting Services, Inc., a licensed Florida general contractor
- Built for: investors, absentee owners, portfolio and asset managers, banks, and institutions
- Volume: single properties to bulk portfolio orders
- Price: starting at $175 per property, with volume pricing for portfolios
- Turnaround: 7–10 days
- Deliverable: photo-documented reports, plus a spreadsheet portfolio summary for bulk orders, or any format you need
- Service area: statewide across Florida
- Follow-through: FFI can perform the repairs it prices
Who It’s For
Built for People Who Can’t Be On Site
Real Estate Investors & Funds
Know the true repair cost before you bid, close, or set a rehab budget — across one deal or a hundred.
Absentee & Out-of-State Owners
Eyes on your Florida property when you can’t be here — condition, occupancy, storm impact, and what it will take to fix.
Portfolio & Asset Managers
Consistent, comparable reports across every asset so you can prioritize capital and track condition over time.
Banks, Lenders & Institutions
Occupancy, REO, and draw inspections from a licensed contractor, with documentation built for your file.
Inspection Types
CPO® Inspection Services
Order one inspection type or combine them. Bulk orders can mix types across a portfolio. Inspections start at $175 per property.
Occupancy Inspections
Confirm whether a property is occupied, vacant, or abandoned, with photo evidence of what our inspector observed on site and an at-a-glance condition summary.
Code Violation Inspections
Identify visible conditions likely to draw a code enforcement citation (overgrowth, debris, unsecured openings, unsafe pools, damaged roofs and fences) and price what it takes to cure them.
Open Permit & Code Case Research
We check local building department and code enforcement records for open permits, expired permits, and active code cases that can hold up a closing or a sale.
Rehab Inspections
Pre-purchase scope and line-item budget for a renovation, so you know what the rehab will really cost before you buy.
Draw & Progress Inspections
Verify completed work and percent complete on a renovation or construction loan before funds are released, with photos for the lender’s file.
REO & Vacant Property Inspections
Condition, damage, and securing needs for bank-owned and vacant homes, with repair pricing to support list price, repair-versus-sell decisions, and preservation.
Property Condition & Repair Cost Reports
A full interior and exterior walk-through by system, with line-item repair pricing and priorities. This is the most complete CPO® we offer.
Post-Storm Damage Assessments
After a hurricane or flood, fast portfolio-wide triage of wind and water damage, so you know which properties need attention first and what it will cost.
The Deliverable
What’s in a CPO® Report
- Property address, inspection date, and inspector
- Occupancy status and observations
- Exterior and interior condition by system: roof, structure, envelope, electrical, plumbing, HVAC, finishes, and site
- Photo documentation of conditions found
- Visible safety and code concerns
- Open permit and code case findings (when ordered)
- Line-item repair pricing from a licensed contractor (when scoped)
- Repair priorities: immediate, short-term, and cosmetic
- Contractor notes and recommendations
- Bulk orders: a portfolio summary spreadsheet, or delivery in your own template or format
The Process
How Bulk CPO® Orders Work
- Send your list. Addresses, inspection type for each, access details, and any deadlines.
- We scope and quote. You get per-property pricing (starting at $175), volume pricing for portfolios, and a confirmed schedule.
- We inspect. FFI’s field team visits each property and documents what it finds.
- You get your reports. Clear, consistent CPO® reports for every property, plus a portfolio summary spreadsheet or the format your team requires, typically within 7–10 days.
- We can fix it. As a full-service design-build contractor, FFI can perform the repairs, rehab, or storm work in the report.
How It Compares
CPO® vs. BPO vs. Appraisal vs. Home Inspection
| Contractor Price Opinion® (CPO®) | Broker Price Opinion (BPO) | Appraisal | Home Inspection | |
|---|---|---|---|---|
| Prepared by | Licensed general contractor | Real estate agent or broker | Licensed appraiser | Licensed home inspector |
| Answers | What does it need, and what will it cost to fix? | What would it likely sell for? | What is the market value? | What defects are present? |
| Repair cost detail | Line-item, contractor-priced | General, if any | Limited | Usually none |
| Typical users | Investors, owners, asset managers, lenders | Lenders and servicers | Lenders and buyers | Home buyers |
A CPO® is a contractor’s opinion of condition and repair cost. It is not an appraisal or a broker price opinion and does not establish market value.
Why FFI
Pricing From People Who Build
Licensed & Local
Florida Certified Building Contractor CBC1261502, headquartered in Fort Myers and building in Florida since 2008.
Builder-Grade Numbers
Repair pricing comes from the same team that estimates and builds $1M–$5M projects — not from a checklist or a national price database.
Field Services Roots
Our history includes field inspection work for the lending industry, so we know what lenders and asset managers need in a report.
From Opinion to Execution
When the report is done, FFI can do the work — repairs, rehab, elevation, and flood protection — under one contractor.
FAQ
Contractor Price Opinion® FAQs
What is a Contractor Price Opinion® (CPO®)?
A Contractor Price Opinion® (CPO®) is an on-site property inspection and repair cost opinion prepared by a licensed general contractor. FFI Contracting Services documents the property’s condition and occupancy with photos and prices the needed repairs at current local costs.
How is a CPO® different from a BPO?
A broker price opinion (BPO) is prepared by a real estate agent and estimates what a property would sell for. A CPO® is prepared by a licensed contractor and focuses on the property’s condition and what it will cost to repair. Many investors and lenders use both together.
Is a CPO® an appraisal?
No. A CPO® does not establish market value and is not a substitute for an appraisal. It is a contractor’s opinion of condition and repair cost.
Who uses CPO® inspections?
Real estate investors and funds, absentee and out-of-state owners, portfolio and asset managers, banks, lenders, and other institutions that need reliable condition and cost information on properties they can’t visit themselves.
What types of CPO® inspections does FFI offer?
Occupancy inspections, code violation inspections, open permit and code case research, rehab inspections, draw and progress inspections, REO and vacant property inspections, full property condition and repair cost reports, and post-storm damage assessments.
How much does a CPO® cost?
CPO® inspections start at $175 per property. Pricing depends on the inspection type and scope, and volume pricing is available for bulk and portfolio orders.
What format are CPO® reports delivered in?
Each property gets a photo-documented report. Bulk orders also include a portfolio summary spreadsheet, and FFI can deliver in whatever format your team requires, including your own templates.
Can FFI handle bulk inspection orders?
Yes. CPO® is built for volume. Send a list of addresses with the inspection type for each, and FFI will return per-property and volume pricing with a schedule.
What areas does FFI serve for CPO® inspections?
FFI provides CPO® inspections statewide across Florida. Our headquarters is in Fort Myers, and we take orders across the state, including Southwest Florida, Tampa Bay, Central Florida, South Florida, and North Florida.
How long does a CPO® take?
Most CPO® orders are delivered within 7–10 days. Very large portfolios may be scheduled in phases, and FFI confirms the timeline for every order with your quote.
Can FFI make the repairs in the report?
Yes. FFI Contracting Services is a full-service design-build general contractor and can perform the repairs, renovation, or storm restoration identified in a CPO® report.
Send Us Your List
One property or five hundred, anywhere in Florida. Tell us what you need to know and we’ll scope your Contractor Price Opinion® order. Starting at $175 per property, with reports in 7–10 days.
Or email projects@ffi1.com
Email your address list to projects@ffi1.com.
Contractor Price Opinion® and CPO® are registered trademarks of FFI Contracting Services, Inc.
ACHIEVE YOUR GOALS
FLEXIBLE FINANCING FOR YOUR REMODELING PROJECT
Your dream renovation shouldn’t be out of reach. At FFI, we proudly partner with Truist Bank, LightStream and GreenSky to offer competitive financing options. For added convenience, we also provide in-house financing through EnerBankUSA, giving you more ways to bring your vision to life. Ask us about which financing options are best suited for you.
